A 2025 ballot carried out by GlobalData revealed that almost 50% of respondents imagine that underwriting and danger profiling would be the insurance coverage worth chain areas most positively impacted by AI over the following 5 years. In the meantime, Allianz has launched BRIAN; a generative AI-powered instrument designed to boost effectivity and pace in its business underwriting operations.
The GlobalData ballot, carried out in Q3 2025 on Verdict Media platforms, discovered that 45.8% of individuals recognized underwriting and danger profiling because the sectors throughout the insurance coverage worth chain more than likely to learn from AI. This displays a confidence in AI’s potential to streamline decision-making processes and enhance pricing accuracy.
Which space of the insurance coverage worth chain might be most positively impacted by AI? Q3 2025
Following a profitable pilot section that concerned almost 3,000 questions from 190 customers, Allianz’s BRIAN is now absolutely operational and has been rolled out to extra underwriting groups. The instrument has saved roughly 135 working days in data gathering because it was rolled out in January 2025; demonstrating its functionality to offer correct and constant responses which release useful underwriting assets. That is significantly useful for junior underwriters because it accelerates their studying and fosters consistency in decision-making throughout the group.
The implementation of BRIAN illustrates how AI can alleviate the burdens of historically guide processes; enabling underwriters to focus on higher-value duties, reminiscent of danger evaluation, pricing refinement, and relationship administration. Going ahead, different insurers ought to take into account experimenting with AI in high-impact areas of the worth chain. By piloting new instruments, measuring productiveness features, and scaling profitable options, they’ll keep competitiveness as AI turns into an increasingly-vital differentiator in underwriting and customer support.
