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Tuesday, July 1, 2025

Triple-I Weblog | Important Tort Reform Advances in Louisiana


Louisiana’s Senate handed 5 tort reform payments final week to curb authorized system abuse pushed by billboard attorneys within the Pelican State. The legislative success represents the end result of sustained advocacy efforts – together with a Triple-I-backed consciousness marketing campaign, StopLegalSystemAbuse.org – to construct public assist.

The brand new laws addresses Louisiana’s longstanding challenges with excessive insurance coverage premiums and the state’s repute for being plaintiff-friendly in civil litigation. The reforms embrace stricter limits on damages, clearer requirements for knowledgeable testimony, and different procedural adjustments designed to revive stability to the courts whereas decreasing monetary burdens on Louisiana households and companies.

Nonetheless, an extra measure meant to alter state laws for approving fee filings for auto and residential insurance coverage overshadowed the optimistic actions taken by lawmakers, the Occasions-Picayune reported.

Home Invoice 431, which might stop drivers who’re not less than 51 p.c at fault in an accident from receiving any compensation for their very own accidents, requires closing Home approval as a result of Senate amendments. So do Senate Invoice 231, which might enable insurers’ legal professionals to current jurors with the precise quantity paid for medical payments, fairly than the whole billed, and Home Invoice 436, which might ban undocumented immigrants injured in automotive accidents from receiving basic (non-economic) damages.

Home Invoice 434, which might improve the edge from $15,000 to $100,000 for uninsured drivers to gather medical bills for bodily accidents in accidents, and Home Invoice 450, which might require plaintiffs in automotive accident lawsuits to show their accidents had been really brought on by the accident, are awaiting Gov. Jeff Landry’s signature.

Be taught Extra:

Triple-I “Tendencies and Insights” Points Transient: Louisiana Insurance coverage Market (Members solely)

Louisiana Senator Seeks Resumption of Resilience Funding Program

Louisiana Reforms: Progress, However Extra Is Wanted to Stem Authorized System Abuse

Louisiana Is Least Reasonably priced State for Private Auto Protection Throughout the South and U.S.

Who’s Financing Authorized System Abuse? Louisianans Have to Know

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