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Monday, April 21, 2025

Shopping for an Electrical Automobile: Benefits and Issues


Electrical autos (EVs) have change into the popular alternative for an growing variety of folks on account of low license charges and 0 gasoline consumption. Nonetheless, for learners and new drivers, along with fastidiously deciding on a mannequin that fits their efficiency wants, it’s additionally essential to keep in mind the extra possession prices. On this information, we’ll study the assorted issues and tips for learners buying EVs. We’ll additionally advocate six budget-friendly electrical automobiles providing nice worth for cash, serving to aspiring EV homeowners select their superb automobile.

New Drivers Shopping for Electrical Vehicles: Benefits of Electrical Automobiles

1. Low Registration Charges

Electrical automobile registration charges are calculated based mostly on automobile weight, whereas fuel-powered automobiles are charged in keeping with engine displacement. Consequently, EV registration charges are usually a lot decrease than for gasoline or diesel autos. As an illustration, an electrical automobile weighing as much as 1 ton (1,000 kg) has an annual registration price of HK$572, with an extra price of HK$124 for each additional 250 kg (or a fraction thereof). In distinction, gasoline automobiles with an engine displacement of as much as 1,500 cc already price greater than HK$5,000 in annual registration charges, whereas with diesel autos the fee is round HK$7,000. Selecting an EV can thus result in important financial savings on registration charges annually.

2. Easy Upkeep

Electrical automobiles do not need engines or gearboxes, and they don’t require the common oil modifications that gasoline autos do, making upkeep comparatively simple. The principle elements of EVs embody the battery, electrical motor, and digital management system, all of that are lined by the dealership. Routine upkeep primarily includes checking battery well being, making certain the cooling system operates correctly, and inspecting tires and digital elements.

3. Not Affected by Gas Worth Will increase

Hong Kong has a number of the highest gasoline costs wherever, whereas pure EVs solely require charging to function, making them unaffected by gasoline worth hikes. Furthermore, electrical energy prices a lot lower than gasoline and diesel, considerably decreasing driving bills.

4. Drastic Discount in Consumables

Electrical automobiles do not need gasoline tanks, which implies they don’t want any consumable objects associated to gasoline, comparable to engine oil, transmission fluid, or spark plugs. This discount in consumables not solely reduces related prices but additionally eliminates the necessity for normal engine inspections and the assorted common replacements and replenishments, saving appreciable time.

New Drivers Shopping for Electrical Vehicles | Issues When Shopping for an Electrical Automobile

Variety of Charging Stations at Regularly Visited Places

Though electrical automobiles have gotten more and more standard in Hong Kong and the variety of charging stations has considerably elevated, automobile homeowners nonetheless want to concentrate as to whether there are electrical automobile charging parking areas and adequate charging stations at their incessantly visited locations. Moreover, it is necessary to notice the charging velocity of the stations. If it’s a BS1363 gradual charging level, i.e., a 13A socket, the charging may be very gradual and is just appropriate for autos that might be parked for a number of days. For these trying to discover the areas of intermediate/quick charging parking heaps and stations within the 18 districts, please discuss with our complete information to electrical automobile charging parking heaps/stations throughout town in 2025.

Automobile Insurance coverage Premiums

The legislation requires that each one automobiles on the highway will need to have legitimate third-party legal responsibility insurance coverage (TPL). Nonetheless, TPL solely covers private accidents and property harm to 3rd events in site visitors accidents. To cowl the automobile proprietor, the proprietor’s automobile, and personal electrical automobile chargers, complete automobile insurance coverage (full protection)  should be bought. Typically, insurance coverage premiums for electrical autos are sometimes 30% to 150% increased in comparison with for gasoline autos.

If the automobile proprietor is a younger driver with a provisional license (P license) buying a high-performance, upmarket electrical automobile, the insurance coverage premium might be much more staggering. Since automobile insurance coverage premiums are decided based mostly on varied elements such because the insured’s age/expertise, the automobile’s market worth and efficiency, deductibles, and no-claim low cost (NCD), younger drivers on provisional licenses with little driving expertise are deemed increased compensation dangers. In the event that they purchase an upmarket electrical automobile and do not need NCD within the first yr of insurance coverage, they might want to pay a excessive premium. Due to this fact, we advocate that younger P-license drivers begin with entry-level EVs to decrease their insurance coverage bills.

New Drivers Shopping for Electrical Vehicles | The Tips

Choose a Light-weight and Smaller Automobile for Simpler Driving and Parking

In Hong Kong, with so many autos on the highway and slim parking areas , new drivers who simply received their licenses is probably not skilled sufficient to deal with unexpected conditions on the highway. A smaller automobile is less complicated to function on the highway in addition to in tight parking spots. This helps enhance new drivers’ confidence in parking and driving, whereas additionally decreasing the probabilities of accidents.

Do not Blindly Pursue Acceleration

In comparison with conventional gasoline automobiles, EVs launch and speed up extra shortly. For brand new drivers who’re nonetheless getting used to automobile management, an electrical automobile with much less horsepower and slower acceleration from 0 to 100 km/h might be simpler to deal with. This strategy lets you accumulate driving expertise and helps keep away from accidents brought on by a automobile’s extreme acceleration.

Choose an Entry-Degree Automobile to Decrease Possession Prices

As talked about earlier, new drivers with a P license who do not need an NCD low cost will face important insurance coverage premiums in the event that they buy a high-performance, upmarket EV. Due to this fact, when selecting their first electrical automobile, it is advisable to go for entry-level fashions. These automobiles are usually simpler to deal with on account of their efficiency and measurement, which reduces the probability of accidents, they usually additionally include decrease insurance coverage prices.

New Drivers Shopping for Electrical Vehicles | Beneficial Entry-Degree Electrical Vehicles Underneath HK$200,000

【P 牌/新手買電車】買電動車優點|選購電動車注意事項及準則|6款20萬以下平價入門電車推介

The compact ORA 03 is available in each customary and long-range variations, with driving ranges of 310 km and 420 km, respectively. The usual model is extra appropriate for short-distance commuting. With a average measurement of roughly 4.2 meters in size, it permits new drivers to navigate and park extra simply. The automobile accelerates from 0 to 100 km/h in 8.3 seconds, making it manageable even for P license drivers.

Inside, it’s well-equipped with options comparable to a 360-degree panoramic digicam, a middle console with a ten.25-inch show and Apple CarPlay, and an adaptive cruise management system. Moreover, the automobile is obtainable in quite a few colours, making it notably interesting to youthful homeowners.












Mannequin

ORA 03 Customary Vary Model

ORA 03 Lengthy Vary Model

Worth (One-for-One Alternative)

$169,000

$199,000

Battery Capability

47.74 kWh

63.13 kWh

Vary (WLTP)

310 km

420 km

0-100 km/h

8.3 s

8.2 s

Max Energy

126 kW

126 kW

Max Torque

250 Nm

250 Nm

Drive System

Entrance Wheel Drive (FWD)

Entrance Wheel Drive (FWD)

Cargo House

228 L

228 L

【P 牌/新手買電車】買電動車優點|選購電動車注意事項及準則|6款20萬以下平價入門電車推介

The Y Plus is the primary mannequin from GAC Group’s electrical automobile model AION to be bought in Hong Kong. The automobile incorporates a five-door design and falls into the compact SUV class. Its entrance finish has a full-width design, with LED headlights and daytime working lights on each side, giving it a sci-fi look. It affords 7 exterior colour choices and 5 inside themes, permitting homeowners to combine and match in keeping with their private preferences.

The Y Plus has a spacious cabin and is well-equipped, together with options like an electrical driver’s seat, a multifunction steering wheel, a ten.25-inch digital instrument panel, a 14.6-inch central touchscreen, and an air con system with PM 2.5 filtration, making it worth for cash.










Mannequin

AION Y Plus

Worth (One-for-One Alternative)

HK$199,000

Battery Capability

63.2 kWh

Vary (NEDC)

490 km

Max Energy

150 kW

Max Torque

225 Nm

Drive System

Entrance Wheel Drive (FWD)

【P 牌/新手買電車】買電動車優點|選購電動車注意事項及準則|6款20萬以下平價入門電車推介

The Wuling Air EV incorporates a 4-seat design with a physique size of lower than 3 meters. Its boxy form makes it compact and cute, simple to park, and able to navigating slim streets effortlessly. As a lot as 62% of the automobile’s physique is manufactured from high-strength metal, enhancing security.

Though the cabin is small, the trunk capability can attain 704 L when the rear seats are folded down. It additionally comes geared up with a dual-purpose 10.25-inch touchscreen digital dashboard. When it comes to efficiency, the Air EV is supplied with a 26.7 kWh battery, giving it a variety of 333 km (CLTC), making it appropriate for each day short-distance commuting. The Wuling Air EV has a price ticket of round HK$100,000, even with none One-for-One trade-in.









Mannequin

Wuling Air EV

Worth

HK$108,850 (no want for One-for-One Alternative)

Battery Capability

26.7 kWh

Vary (CLTC)

333 km

Most Energy

30 kW

Drive System

Rear-wheel drive (RWD)

【P 牌/新手買電車】買電動車優點|選購電動車注意事項及準則|6款20萬以下平價入門電車推介

The Wuling Binguo EV, though bigger than the Air EV, remains to be compact with a size of just below 4 meters, making it appropriate for parking in slim areas and maneuvering by way of busy streets. The Binguo EV’s 37.9 kWh battery offers it a variety of 410 km and makes it superb for city commuting.

The inside incorporates a two-spoke steering wheel and two 10.25-inch colour screens. With the rear seats folded, the trunk capability can attain 790 L. The value is roughly HK$158,000 (no One-for-One trade-in required).











Mannequin

Wuling Binguo EV

Worth

HK$158,850 (no want for One-for-One Alternative)

Battery Capability

37.9 kWh

Vary (CLTC)

410 km

Most Energy

50 kW

Most Torque

125 Nm

Drive System

Entrance-wheel drive (FWD)

Cargo House

As much as 790 L

【P 牌/新手買電車】買電動車優點|選購電動車注意事項及準則|6款20萬以下平價入門電車推介

The NETA AYA is positioned as an entry-level compact SUV, with a size under 4.1 meters and a weight beneath 1.2 tons. It’s compact and light-weight, with a most energy output of 70 kW and a most torque of 150 Nm, leading to comparatively low power consumption.

Its vary (NEDC) of 401 km makes it appropriate for each day commuting or outings. The Clever model options varied lively security methods, comparable to lane departure warning, frontal collision warning, lane maintaining help, emergency braking help, and adaptive cruise management. Regardless of its small measurement, the cargo area may be expanded from 335 L to 588 L with the seats folded.











Mannequin

NETA AYA Lite

NETA AYA Clever

‘One-for-One’ Worth

HK$160,377

HK$165,216

Battery Capability

40.7 kWh

40.7 kWh

Vary (NEDC)

401 km

401 km

Most Energy

70 kW

70 kW

Most Torque

150 Nm

150 Nm

Drive System

Entrance-wheel drive (FWD)

Entrance-wheel drive (FWD)

Cargo House

335 L

335 L

【P 牌/新手買電車】買電動車優點|選購電動車注意事項及準則|6款20萬以下平價入門電車推介

The Nammi BOX is roughly 4 meters lengthy and out there in two variations: Nammi and Nammi Professional, geared up with 31.4 kWh and 42.3 kWh batteries, respectively, providing ranges of 330 km and 430 km. The mannequin options an automated parking perform that robotically maneuvers the automobile right into a parking area as soon as detected, making it particularly appropriate for novice drivers.

The Nammi BOX can be geared up with an L2-level driving help system and a 540-degree panoramic encompass view system. The Nammi Professional additional options a number of lively security methods, comparable to digital stability management, traction management, lively braking help, lane departure warning, lane maintaining help, site visitors signal recognition, and clever velocity management.











Mannequin

Dongfeng Nammi

Dongfeng Nammi Professional

‘One-for-One’ Worth

HK$148,000

HK$168,000

Battery Capability

31.4 kWh

42.3 kWh

Vary (CLTC)

330 km

430 km

Most Energy

70 kW

70 kW

Most Torque

160 Nm

160 Nm

Drive System

Entrance-wheel drive (FWD)

Entrance-wheel drive (FWD)

Cargo House

326 L

326 L

Comparing the quotes from over 60 HK insurers, Kwiksure helps you choose the car insurance that best fits your requirements. Get a quote now!

Regularly Requested Questions

What ought to new drivers take note of when shopping for an electrical automobile?

Earlier than buying an EV, bear in mind to verify the supply of parking and charging stations at incessantly visited areas, in addition to the insurance coverage premiums on your desired fashions. Insurance coverage premiums are decided by varied elements , together with the age and driving expertise of the policyholder, the automobile’s market worth and efficiency, the deductible, and the no-claims low cost (NCD).

Since younger drivers with a P license have little driving expertise and pose the next compensation danger, buying an upmarket EV with out an NCD within the first yr may end up in excessive insurance coverage prices. Due to this fact, we advocate that younger drivers with a P license begin with entry-level autos to cut back insurance coverage premiums.

What electrical autos are appropriate for brand new drivers?

Presently, varied automobile manufacturers supply light-weight and reasonably priced entry-level fashions appropriate for brand new drivers. Fashions priced beneath HK$200,000 embody the ORA 03 Customary/Lengthy Vary variations, AION Y Plus, Wuling Air EV and Binguo EV, NETA AYA, and Dongfeng Nammi BOX.



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